Your New Money Mindset by Brad Hewitt

Do you feel trapped by financial worries, debt, or credit cards? Brad Hewitt and his new book, Your New Money Mindset, are here to give you a new financial perspective. In Your New Money Mindset, Brad and his co-author, licensed psychologist James Moline, guide you through the Money Mindset Assessment, which will help pinpoint what attitudes about money you could work on in order to develop an openhearted attitude to life. The goal is to cultivate a surplus mindset that allows you to enjoy what you already have and be generous toward others. Discover today how to free yourself from the money trap and create a healthy relationship with money.


{More about Your New Money Mindset}

Your New Money Mindset: Create a Healthy Relationship with Money (Tyndale, October 2015)

Have you ever thought: If I just had a little more money I would be happy? Research has shown this belief to be false. Through personal experience, Biblical passages and timely research, coauthors Brad Hewitt, CEO of Thrivent Financial, and Dr. Jim Moline, consulting psychologist, reveal that financial happiness and security have little to do with how much money you have, and a lot to do with the role money plays in your life.

Your New Money Mindset isn’t just another book about managing finances. It’s a book about reshaping your relationship with money by examining your attitudes and beliefs around money.

Your New Money Mindset:

—Defies the consumerism that infects our culture and sickens our hearts.
—Shows us how to replace the tension and fear we feel about money with contentment and peace.
—Guides us to live open-heartedly with our time, energy and money.
—Provides an online New Money Mindset Assessment™, which will help you pinpoint what attitudes about money you could work on in order to develop an openhearted attitude to life.

Regardless of your financial situation, we invite you to journey with us to discover how to transform your relationship with money by remaking your heart.

Learn more and purchase a copy.

Brad Hewitt

{More About Brad Hewitt}

Brad Hewitt is president and CEO of Thrivent Financial, a not-for-profit Fortune 500 organization dedicated to helping Christians be wise with money and live generously. He speaks regularly on how a redefined relationship with money can help us find and live out our call in life. He and his wife live in Minnesota.

Find out more about Brad at

Press Kit

Click to download the Your New Money Mindset press kit.

Click to download a Q&A with Brad.


Contact: Audra Jennings
Litfuse Publicity Group
audra {at} litfusegroup {dot} com

Do you have a healthy relationship with money?

The key to money issues isn’t how much you have, but your mindset about it

12/15/2015 || Seattle: Many people live their lives thinking, “If I just had a bigger salary, I would be happier.” They live life with ongoing and often unexamined tension related to money, finding themselves unable to escape the credit-card trap or free themselves from the fear of not having enough for the future. CEO of Thrivent Financial Brad Hewitt and psychologist Dr. Jim Moline write in their book, Your New Money Mindset: Create a Healthy Relationship with Money (Tyndale House Publishers/October 20, 2015/ISBN: 9781496407801/$15.99), the belief that simply having more will solve all money problems is completely false.

Through personal anecdotes, scripture and timely research, Hewitt and Moline reveal that financial peace has much more to do with one’s relationship with money rather than money itself. They invite readers to spend more time examining their fundamental attitudes toward the financial resources they have and aligning those views with their core values — and it all starts in the heart.

Hewitt explains that Your New Money Mindset is different from other books on the topic of finances because it encourages readers first to examine their motivations toward money. “Before you can remake your habits, you need to remake your heart. Financial guidance usually begins with advice about the mechanics of money management, such as debt repayment, retirement planning and college funding, without talking about the heart motivations. From virtually all the new behavior economics research, we know financial motivations have profound physiological and behavioral implications. Based upon how much money is talked about in scripture, we believe it has spiritual implications, too.”

Breaking away from the regular mold of financial books, Your New Money Mindset:

  • Defies the consumerism that infects our culture and sickens people’s hearts.
  • Shows readers how to approach the tension they feel about money so they can experience greater contentment and peace.
  • Guides readers to live generously with their time, energy and paychecks.
  • Provides an online assessment tool to help determine attitudes toward finances.

The ultimate goal for readers of Your New Money Mindset is to cultivate what Hewitt calls a surplus mindset, where they truly believe they have enough for themselves and enough to share. He adds, “We believe if people — especially Christians — could have a healthier relationship with money, it would change the world. People can be free from the slavery of a consumer culture, enabling them to live openheartedly with their time, energy and finances.”

Regardless of their current financial situation, all readers are invited to journey with Hewitt and Moline toward transforming their relationship with money by remaking their heart.

Learn more about more about Your New Money Mindset at

Advance Praise

“These gentlemen turn our thinking about contentment, giving and financial stability on end and ask us to make a radical change, one that begins not with the budget, but with the heart.”      

~ Sherry Surratt, President and CEO of MOPS International

“Encouraging rather than preachy, Brad and Jim make a compelling, biblically grounded case that being wise and generous with your money and time will lead to greater joy, less worry and a world more as God intended, and the authors provide actionable steps to get there.”

~ Jonathan T.M. Reckford, CEO of Habitat for Humanity International

“In a culture in which financial plans and money tips abound, Your New Money Mindset takes us deeper: to the heart. Brad and Jim invite families into a soul-healthy approach toward finances, casting a vision extending well beyond bills and 401(k)s into the gospel-calling of generosity.”

~ Kelli B. Trujillo, Editor of Today’s Christian Woman

About the Authors

Brad Hewitt is the CEO of Thrivent Financial, a not-for-profit Fortune 500 organization dedicated to helping Christians be wise with money and live generously. Before joining Thrivent, Hewitt served a variety of organizations in various financial roles. In 1993, he was named CFO of Diversified Pharmaceutical Services and later became its president and CEO. He went on to serve for five years as chief administrative officer of the Lutheran Church — Missouri Synod.

Hewitt also serves on the board of regents of Concordia University in St. Paul, Minnesota, as well as on the boards of Habitat for Humanity International and the American Council of Life Insurers. He holds a Bachelor of Science Degree in mathematics from the University of Wisconsin — River Falls — and has completed the Harvard Business School’s program for management development. Hewitt and his wife, Sue, have two adult children and live in Minnesota.

Learn more about Brad Hewitt and Thrivent at, Facebook (Thrivent Financial) and Twitter (Thrivent).

James Moline, Ph.D., is a licensed psychologist who has built a 30-year career providing leadership and management consulting to global companies.  Moline earned his Ph.D. from the Fuller Graduate School of Psychology, and he also holds a Master of Arts in theology from Fuller Theological Seminary. He and his family live in Minnesota.

Learn more about more about Your New Money Mindset at

Suggested interview questions

—Many books talk about the nuts and bolts of financial planning. How is Your New Money Mindset radically different from all of the other books out there on the subject of money?

—You write that in both your personal and professional life you have seen the need to talk about money as a heart question, not just a head question. How is money a heart issue?

—Why do we have to start with our hearts when dealing with the topic of finances?

—What observations during your financial career prompted you to write a book about the relationship we have with money?

—What is a “money relationship”? What does a healthy relationship with money look like?

—What are the five money mindsets you cover in the book? Which is the best mindset to have?

—Have you ever struggled with one of the negative mindsets? If so, how did you overcome it?

—What is the Money Mindset Assessment, and what will it help readers discover?

—In our materialistic world, what advice do you have for cultivating contentment?

—Why do so many people view financial surplus as an indication of God’s blessing? Is that view always accurate?

—Many people feel they aren’t financially secure enough to share generously. How critical is tithing to a Christian’s financial plans?

—What did Jesus’ words and actions say about what it means to live generously?

—Student debt is currently at a crisis level in our country. What attitudes toward money led to this current situation?

—What advice do you have for students entering college today? What about for parents thinking about saving for their children’s college education?

—How do you hope Your New Money Mindset impacts families and ultimately the Kingdom of God?

To request a review copy of Your New Money Mindset, to schedule an interview with Brad Hewitt or for more information, please contact Audra Jennings,


“Filled with warmth and wisdom! When it comes to your faith and personal finances, Brad and Jim should be your two new best friends.” —Leith Anderson, President of National Association of Evangelicals

“A thought-provoking read, no matter where you are at in your financial journey. Fixing our money problems starts with changing our heart.” —Ruth Soukup New York Times bestselling author of Living Well, Spending Less

“Encouraging! Finally, a counter-cultural, proven and practical approach to managing your relationship with money.” —Jonathan T.M. Reckford CEO of Habitat for Humanity International



    When is enough enough? Who has the power over us: The Lord Jesus or a credit card? If someone needs from us do they know they can come to us and receive or are we the ones constantly in need? Jesus had a lot to say about the role of money in our lives and this book was written to help you to examine and understand your attitude towards and relationship with money. The authors help us see we all have a relationship with money and the value we place upon it while providing us with a biblical perspective on finances!This book will help you understand your attitude towards money has nothing to do with how much money you have or make or how many possessions you own or lack. This is a book that we will refer back to over and over again. This is also a book that will make a great gift to friends

    Written by Vic’s Media Room on March 1, 2016
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    While I have taken Dame Ramsey’s Financial Peace University series, this was a wonderful additional to Dave’s money knowledge. Having any resource on hand in a world where credit and debt is the norm is a great defense for the future and for future generations. Definitely a needed stable in Christian homes!

    Written by The Librarian’s Bookshelf on March 1, 2016


    When I first picked up this book, I wasn’t quite sure what to expect. Is this a devotional book? Is it a self-help thing? Is it an inspirational piece?

    What I found was that, in a way, it was kind of all three of these things.

    To me it seemed as if the big takeaway was that in order to “get control” over your money (which is what so many people are looking to do), you need to change your thinking about money. When you think differently about your money, you will feel differently about your money and ultimately act differently with your money.

    Written by Shoopette’s Book Reviews on February 29, 2016


    When I received the email to review this book, I signed up right away. My husband is always looking for a good read on how to save money and all that & has read book(s) by Dave Ramsey. This book is about changing your heart and you will change your relationship with money.

    Written by Our Perfectly Imperfect Life! on February 28, 2016
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    This book has some excellent ideas to help you save money going into the future, but most important of all, it gets you to start thinking differently about your attitude about money, and how you handle your money. I never really thought I had an attitude towards money, but now that I read this book, I see that I DO have an attitude towards money! I have to change that!

    Written by Laurie Here – Contemporary Fiction and MORE – Book Reviews on February 28, 2016
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    This book was not quite what I was expecting. I think I was hoping for more Dave Ramsey type help. I went online and took the money mindset assessment and the results were interesting. The book focuses more on the psychological aspects of our money issues including our attitude and relationship. The spiritual aspect of the book addresses if we are truly right with God then we would have the right attitude/relationship with money. I am not sure I agree with that. I know strong Christians that struggle with money issues. Another key aspect of the book is if we give more money away then we would automatically be happier. The book easy to read and understand.

    Written by A Book Lover on February 28, 2016
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    I think Your New Money Mindset would be a great book to read before you start a financial planning class (something like Dave Ramsey’s Financial Peace, etc.). It focuses on transforming your attitude and relationship toward money. It does not provide tools for budgeting or planning what to do with your money. So, if you’re looking for something to give you clear, step-by-step tips on how to manage your money… this isn’t the book you are seeking. However, if you find yourself constantly frustrated with and bound by money, no matter how many step-by-step classes on the subject you’ve taken, this book may give you some idea of where the trouble lies.

    Written by Reading Is My SuperPower on February 28, 2016
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    The authors have sound advice on how to determine if our relationship with money is healthy or not, where we need to change, and how to effect that change without facing the dire consequences of our choices. As they point out several times, the Bible has much to say about materialism, consumerism, and the other –isms in our world economy.

    I came away from reading the book encouraged and empowered to continue making good choices in my own relationship with money. Whether you are one who is blessed with a generous attitude toward money or one who struggles paycheck to paycheck and longs to achieve the ability to be generous, the authors of Your New Money Mindset give thoughtful, scriptural principles to live by.

    Written by The Writer’s Tool on February 27, 2016
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    If you are looking for straight $x budgeting, see Dave Ramsey. This book is all about change your heart and you will change your relationship with money. How do you do that? By first going back to the basic teachings of Jesus. We have enough, share. Most of us suffer from “stuffocation”. Being generous does not have to be just with money but can be time, energy, talents. Giving, say 10% does not have to be cash. Just give. This will start to change your focus, thus changing the consumer mindset we are working on transforming.

    This is an easy book to read and although the message is one that has been written before, it’s a good reminder to have handy. There are discussion questions in the back and the anecdotes are relevant and relatable to most readers of a lower middle class to wealthy socio- economic status. It’s a book you can pick up as a reminder and would make a good gift for graduates and newly married couples or couples joining assets.

    Written by WORTH GETTING IN BED FOR on February 27, 2016
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    I would recommend this awesome book to anyone who is wanting to break free from the addictions of money. This book will help you gain a breakthrough in your finances. It will assist you in helping to change your thinking about money and the control it has on your life. I liked how the book talked about how to live in contentment. God will always provide everything that we will ever need if we would just trust Him and follow His wisdom. I loved how they also discussed the importance of giving and being generous. This book will challenge the way you think about money and it will help you find the freedom from the chains of longing for something more!

    Written by Andrew Smith’s Blog on February 27, 2016
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    I will be honest. I actually kind of put off reading this book because I thought it was going to be a tough read, with big words about finances, and a lot of lecturing that I really did not want to hear. I was pleasantly surprised when I actually sat down and read the book. It is a really easy read. The authors are so down-to-earth and honest. They speak in ways that are really easy to understand, and even though they made me feel convicted about some of my financial thoughts, I didn’t feel as though I was being lectured.

    Written by The Talbert Report on February 27, 2016
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    I am so thankful I had the chance to review Your New Money Mindset: Create a Healthy Relationship with Money. It is so easy to get caught up in “keeping up with the Jones” that we lose track of responsible spending. Do we NEED everything we buy? This book brings a Christian perspective on how to view money, assets, and spending so that you can learn to reduce your stress over money and give more to others, while taking care of yourself too. It is not so much a how-to as it is a you-can-do. I didn’t find this book a good fit for me personally. I was hoping it would be more on budgeting and less on mentality, but it’s not. There are no real budgets helps or anything like that. Instead it tackles how we see things. Do we NEED that $5.00 Starbucks drink when there are those out there starving and thirsting? That sort of thing. I was hoping for more of a budget aid as well, but I did benefit from taking a step back and reevaluating what I spend, and why.

    Written by Through The Open Window on February 26, 2016


    It’s always helpful to educate yourself on money matters. If we’re honest with ourselves, there is always something we could learn. So many families, students, etc…have fallen into credit card traps and the mentality of “I’ll pay it off later” or “but I want it now.” I could see how changing how money is perceived could help with how you manage your money. I liked that this book was different than what I expected and did offer some solid advice. I could see a college student or even a high school student reading this book and gleaning pertinent facts from it. To truly get something from the book, you will have to be honest about your spending habits. I’m a huge saver and liked that the book encouraged wise spending. The charity aspect was heart-warming and reminded me to give a little more this year. Overall, this book is recommended to adult readers.

    Written by Live To Read ~Krystal on February 25, 2016
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    I’m not really sure what I was expecting when I agreed to review this book. While I realize that most of the books featured with Litfuse Publicity are Christian based, I think I had hoped for a book that was heavier on the financial education and training than on our spiritual wellbeing.

    Your New Money Mindset was written by two authors who are experienced in finances and psychology. The book delved deeply into how our minds and feelings affect our relationship with money. It was also very much advocating generous giving/gifting to ensure happiness with ourselves. If you aren’t specifically looking for a book that gives you how-tos, this book can help you get your head and your where it needs to be regarding money issues. It is an inspirational read that will have you examining your own spending habits.

    Written by One Book Shy of a Full Shelf on February 24, 2016
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    This book is a wonderful guide to improving ones relationship and most importantly, ones attitude towards money. I can firmly attest to the role that how money pays a role in your life affects your financial happiness. It is so easy to get caught up in thinking that more money will make you happier and yet no matter how much one makes, if you make your idol you will never be happy or content. I love how the author addresses consumerism which surely is something I know I struggle with. I like how the book also addresses tithing and giving money to others as that is something I often struggle with. Such a rich resource and one that is perfect in this day and age. I received a copy of this book in exchange for my honest opinion.

    Written by Perfect Beginnings on February 24, 2016


    At the very core of this book is the message that money is just green paper. How you view it and make use of it will define the quality of your life. It can control you if you let it. It can be happy companion or an instrument of goodwill if you use it smartly coupled with a giving heart.

    Written by Reading Ruffolos on February 24, 2016
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    Your New Money Mindset by Brad Hewitt and James Moline is a unique look at an age old friend/enemy we all share: Money.

    A critical point to make here, however, is that this book REALLY isn’t all about the money. It’s really about one’s heart. As in the idea that if your heart is right with God and those around you, then your money situation will come into focus. Conversely, if your heart is not right with God and your life’s circumstances, then probably your money spending/saving/debt is out of control as well.

    Written by Lavish Bookshelf on February 23, 2016


    There are lots of books you can buy that will tell you how to save more money, create a budget, invest wisely, and help you to improve your overall financial habits, but there are very few books that help you to examine and understand your attitude towards and relationship with money.

    Your New Money Mindset is unique in that it helps us to understand our relationship with money and the value we place upon it while providing us with a biblical perspective!

    The authors provide an online assessment that identifies your Money Mindset and explores your mindset in-depth in the book.

    I found this approach refreshing and recommend the book to you!

    Written by Create With Joy on February 20, 2016
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    This is a book that will really challenge your heart attitude about money. It’s an important topic because Jesus said more about money than anything else. The authors provide an inventory (online link) so you can determine your own money mindset and how it lines up with what the Bible says. In this age when consumerism and materialism permeate the culture, this book is an important wake up call.

    Written by Book Reviews From an Avid Reader on February 19, 2016
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    Your New Money Mindset: Create a Healthy Relationship with Money by Brad Hewitt and James Moline, takes a fresh approach to discussing money. These men really dive into one’s mindset and attitude as the title states, which can often be an overlooked aspect of one’s approach toward money and managing it

    Written by Moments on February 8, 2016
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    Money isn’t everything. But, it can help you help yourself, others, and do good in the world. It’s having the right attitude about money that will help bring about that good, and this book will help guide your thinking to create how you should really feel about money.

    Written by Books, Bargains, Blessings on February 2, 2016


    This wasn’t really the money book that I was looking for because I’m often just struggling and wondering how to pay the bills and buy groceries too! However, by reminding me that money and more stuff isn’t really the answer to my problems, this just may have been the money book that I needed.

    Written by Raventhreads on January 31, 2016
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    A great book for the new year that is definitely going to help get a different mindset in place of those that need it! Highly recommended!

    Written by A Simple Life, really?! on January 25, 2016
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    I am always looking for a good book about being frugal and setting my priorities to inspire me to keep going on my quest to save money. I am not one of the people they reference who would ever spend $5 on Starbucks but if you were one of those people, this book would quickly offend you. What interested me is that this was written by someone who gave out financial advice and a psychologist. Sadly, I don’t think that this book had a good description online because it was much more of a Christian inspirational book then one about money and financial planning. If you want to learn about how to manage money and get a new mindset to move forward, I don’t think that this is necessarily the book for you.

    Written by NOVA Frugal Family on January 21, 2016
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    This is a great book about financial freedom that addresses issues of the heart first and foremost, how the root of our issues with money generally go back to how we view money. I found the book to be unique, insightful, and easy to get through. I like that both of the authors shared personal experience from their own lives, some from friends, as well as historical figures. Grounded in scripture and full of sound advise, this book is a great resource!

    Written by Inklings and Notions on January 20, 2016